You Deserve Better

By caring about our clients and our employees, we’re setting the new standard in home lending
Help us raise the bar #WatermarkWay

Why Watermark?

We Put People First

Our clients aren’t a number to us

Personalized Mortgage Planning

With your trusted advisor

The Environment to Exceed

Thrive both professionally and personally
Joe Bender
Mortgage Loan Officer
NMLS ID: 1633927
1120 E Fort Ave, Baltimore, MD 21230

About Joe

NMLS # 1633927 • 443.545.1335

I’m just your average Joe but with the skills and experience to handle your mortgage needs. Whether you’re refinancing your existing home or buying a new home or investment property, I’m here to help.

Changing lives has always been my passion. Before moving to Maryland in 2009, I worked as a personal trainer in Pennsylvania. Since then, I have enjoyed building my career as a loan officer serving Maryland and Virginia. I love helping my clients buy their dream homes, secure investment properties, and save money by refinancing, and I look forward to the opportunity to help you achieve your dreams!

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