You Deserve Better

More Loan Options for All of Your Financial Needs

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Love where you work, the People you work with and the clients you work for. Live a life where you don’t have a job, you have a career.

Fixed Rate

Interest rate is fixed for the life of the loan
Don’t have to worry about rising rates
Buy a home with as little as 3% down
Refinance a home for up to 97% of its value
Fixed loan terms for 30, 25, 20, 15, and 10 years

Adjustable Rate (ARMs)

Interest rate is fixed for a specific period
Starting interest rate is often lower than other loan types
Monthly payments lower during the fixed rate period
Buy a home with as little as 5% down
Refinance a home up to 95% of its value

FHA Loans

Credit score as low as 550
3.5% Down Payment options
Refinance existing FHA to FHA Streamline to lower your interest rate
May qualify even with bankruptcy, short sale, and foreclosures
May be able to roll closing costs into your loan

Jumbo

Loan amounts available up to $25,000,000
Choose between a fixed or adjustable interest rate
Purchase with as little as 10% down

VA Loans

0% down payment
No private mortgage insurance
Fixed-rates with a variety of terms, so you can choose the length of the mortgage that works for you
Adjustable rates (ARMs) if you’re looking to stay in your home for 5 or 7 years
Jumbo loans from $484,351 and $3,000,000 depending upon county loan limits

Reverse Mortgages

Interest rate is fixed for a specific period
Starting interest rate is often lower than other loan types
Monthly payments lower during the fixed rate period
Buy a home with as little as 5% down
Refinance a home up to 95% of its value

USDA Loans

Credit score as low as 580 may be accepted
0% Down Payment
Your debt-to-income ratio (DTI) must be 50% or lower
The property must be in an eligible rural area

Interest Only

Lower monthly payments for the initial interest-only period
Fixed Rate options available. Pay only interest during the first 10 years but never worry about your rate changing
Great for freeing up your monthly budget or industries where income can fluctuate month to month

Contact Us Anytime for a Confidential Consultation of Your Mortgage Options.

Terms, conditions & restrictions apply. Subject to underwriting approval. Application required; not all applicants will be approved. Property insurance and other documentation may be required. Loan secured by a lien against your property. Consolidating or refinancing debts may increase the time and/or the finance charges/total loan amount needed to repay your debt. Fees and charges may apply, and may vary by product and state. Taxes & insurance extra. Appraisal and other fees paid outside of closing (POC) are non-refundable. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan. Call for details.